Cash loans: 7 offers

1
Soso.lk

Rs 120 000

First 0%

Rs 5 000 -

120 000

Sum

3 months - 1 year

Term

20 - 60

Age

Get a loan
Online Loans
Receiving time 15 minutes
Online access 24/7
2
Soscredit.lk

Rs 120 000

First 0%

Rs 5 000 -

120 000

Sum

3 months - 1 year

Term

20 - 60

Age

Get a loan
0% first loan
Receiving time 15 minutes
Flexible repayment terms
3
Oncredit.lk

Rs 50 000

First 0%

Rs 2 000 -

100 000

Sum

4 months - 6 months

Term

20 - 55

Age

Get a loan
The first loan 0%
Receiving time 10 minutes
Flexible loan
Loanme.lk

Rs 18 000

First

Rs 8 000 -

40 000

Sum

3 months - 6 months

Term

20 - 60

Age

Get a loan
Instant Cash Loans
Receiving time 15 minutes
Fast approval
Fino.lk

Rs 20 000

First 0%

Rs 3 000 -

100 000

Sum

62 days - 1 year

Term

20 - 60

Age

Get a loan
0% for first loan
Receiving time 10 minutes
Easy 24/7 registration
Ceyloan.lk

Rs 60 000

First 0%

Rs 3 000 -

100 000

Sum

3 months - 6 months

Term

21 - 60

Age

Get a loan
First loan is free
Receiving time 5 minutes
Fast online loans
Credify.lk

Rs 120 000

First 0%

Rs 5 000 -

120 000

Sum

3 months - 1 year

Term

20 - 60

Age

Get a loan
First loan is free
Receiving time 15 minutes
24 hours a day

Address: Sri Lanka

Phone number: -

E-mail: info@soso.lk

Max APR: 365%

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Address: Sri Lanka

Phone number: -

E-mail: info@soscredit.lk

Max APR: 365%

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555

E-mail: info@oncredit.lk

Max APR: 16%

Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16%.

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555

E-mail: info@loanme.lk

Max APR: 13.68%

Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Address: No 47, Alexandra Place, Colombo 7, Sri Lanka

Phone number: +94 117 750 300

E-mail: info@fino.lk

Max APR: 15%

Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Address: No 25, Simon Hewavitharana Road, Colombo 3, Sri Lanka

Phone number: +94 114 279 800

E-mail: help@ceyloan.lk

Max APR: 182.5%

Loan of RS 5 000 for 3 months, monthly payment RS 2 425 total amount RS 7 275, annual percentage rate APR 182.5%.

Address: Sri Lanka

Phone number: -

E-mail: info@credify.lk

Max APR: 365%

Loan of Rs 50 000 for 6 months, monthly payment Rs 8 948, total amount Rs 53 688, annual percentage rate APR 15%.

Cash loans

Loans15 helps everyone save time and money by offering to compare various cash loan offers to find a loan with lower costs. Loan information is constantly updated, as credit institutions constantly change terms and prices.

Nowadays, with the help of the Internet, it has become easy to find various loan offers online. All you have to do is fill in the loan application and wait for the answer. In case of a positive answer, you will receive money in your bank account.

Cash loans have several advantages:

The biggest advantage is that you can get money quickly and you can borrow up to RS 70,000 in a few minutes. A cash loan will be a good choice for those who need a little extra money at the end of the month or to finance a larger purchase. Lenders who offer cash loans are often interested and ready to help people who urgently need additional funds.

Another advantage of cash loans is that a guarantor is not required, but if the cash loan is not repaid on time, the total costs may be more expensive than long-term loans. This is usually associated with additional fees, which together with the high interest rate can quickly exceed the principal amount of the loan.

Borrow responsibly

Remember - borrow only as much as you can repay!

Before signing the contract, carefully read all the conditions!

We recommend cash loans if you have small additional expenses, but if you plan to finance a vacation or buy a car, it is recommended to use bank loans.

Requirements for borrowers

Requirements from borrowers in order to receive a loan:

  • you must be at least 20 years old;
  • you must have government-issued identity card (NIC);
  • you must have an active mobile phone number;
  • you must have a bank account in one of the banks registered in Sri Lanka;
  • you must have an email

Requirements for each lender can be different, so we recommend that you find out the requirements of a particular lender on their website.

Penalty or renewal policy information

If the loan amount is not repaid within the specified time, the lender may demand a penalty fee for each day of delay. If the repayment is delayed for a longer period of time, without an agreement with the lender, the lender is unilaterally entitled to transfer the debt collection to third-party companies.

Late payments reduce your chances of getting a loan in the future. Lenders have the right to ask you to pay penalty interest for late payment. Borrowers who do not repay the loan correctly lose the opportunity to receive discounts in the next application.

Paying off your loan on time contributes to a good credit score, which increases your chances of getting better loan terms in the future.

Annual Percentage Rate (APR)

The annual percentage rate is the total cost of the loan, expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.

Maximum percentage interest rate (APR): 16%. Loan term: from 62 days to 12 months. Calculation example (representative example): Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Additional Associated Fees

Many or all of the products we offer are from our partners, from whom we may receive commission. This may affect the placement of offers and whether a product is included in the comparison. However, this does not affect our ratings.

In addition to obvious costs like interest and repayments, there may be hidden fees that ultimately make a loan more expensive than it initially appears. These hidden costs are not always obvious and can take many forms.

One of the most common hidden costs is a processing fee. Some lenders charge a fee for reviewing a loan application, which is added to the loan amount and interest. While this practice is criticized and sometimes restricted by law in many countries, it is important to consider this when taking out a loan.

Insurance premiums, especially for residual liability insurance, are another issue often overlooked. These insurances are designed to protect both the borrower and the lender if the borrower is unable to service the loan for reasons such as illness or unemployment. However, the cost of such insurance can be high and may significantly increase the overall loan expenses.

If a borrower wishes to repay a loan early, prepayment penalties may apply. These fees are intended to compensate lenders for lost interest income.

Additionally, a special repayment fee may be charged. While some loan agreements offer the option of special repayments without any additional fees, other lenders may impose a charge.

The overall cost of a loan may also be affected by an adjustment to the interest rate on variable-rate loans. If the base interest rate increases, the cost of the loan will also rise.

Therefore, it is crucial for borrowers to carefully review all aspects of a loan agreement, considering not only the nominal interest rate but also any additional fees and charges, to get a true understanding of the total cost of the loan.

Loans15.com does not issue loans and is not a lender. Loans15.com provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.