Cash loans: 6 offers

1
Lotusloan.lk

Rs 40000

First loan

Rs 15000 - 80000

Amount

3 - 4 months

Term

22 - 55

Age

Receive a loan
Online financial services 24/7
Clear terms
Loan in 15 minutes
2
Robocash.lk

Rs 25000

First loan 0%

Rs 5000 - 60000

Amount

62 days - 6 months

Term

21 - 65

Age

Receive a loan
0% first loan
Fully automated service
Loan in 15 minutes
3
Oncredit.lk

Rs 6000

First loan 0%

Rs 2000 - 50000

Amount

4 - 6 months

Term

20 - 55

Age

Receive a loan
The first loan 0%
Flexible loan
Loan in 15 minutes
Loanme.lk

Rs 18000

First loan

Rs 8000 - 40000

Amount

4 months

Term

20 - 60

Age

Receive a loan
Instant Cash Loans
Fast approval
Loan in 15 minutes
Cashx.lk

Rs 50000

First loan 0%

Rs 5000 - 50000

Amount

62 days - 1 year

Term

20 - 60

Age

Receive a loan
The first loan 0%
Need only ID number
Loan in 15 minutes
Fastrupee.lk

Rs 15000

First loan 0%

Rs 1000 - 60000

Amount

4 - 6 months

Term

20 - 80

Age

Receive a loan
Instant loan
A very simple process
Loan in 1 minute

Lotusloan.lk - ZEPHYR SOLUTIONS (PRIVATE) LTD

Address: 7, 1/1 Cotta Terrace, Colombo 00800

Phone number: +94 117 821 444

E-mail: info@lotus.loan

Annual Percentage Rate (APR): 12%

Term: from 3 - 4 months

Cost example: Loan of RS 30 000 for 4 months, monthly payment RS 12 068.50, total amount RS 48 274, annual percentage rate APR 12%.

Robocash.lk - Rapidlend (PRIVATE) LTD

Address: 04 Geethanjalee Place, Level 5, Colombo 03

Phone number: +94 112 208 220

E-mail: support@robocash.lk

Annual Percentage Rate (APR): 15%

Term: from 62 days - 6 months

Cost example: Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Oncredit.lk - ONCREDIT (PRIVATE) LTD

Address: 106, Dharmapala Mawatha, Colombo 07

Phone number: +94 117 811 555

E-mail: info@oncredit.lk

Annual Percentage Rate (APR): 16%

Term: from 4 - 6 months

Cost example: Loan of RS 5 000 for 3 months, monthly payment RS 2 867, total amount RS 8 601, annual percentage rate APR 16%.

Loanme.lk - FINTECHH SOFTWARE SOLUTIONS (PRIVATE) LTD

Address: 321, Galle Road, Colombo 03

Phone number: +94 117 877 555

E-mail: info@loanme.lk

Annual Percentage Rate (APR): 13.68%

Term: 4 months

Cost example: Loan of RS 25 000 for 6 months, monthly payment RS 6 750, total amount RS 40 500, annual percentage rate APR 13.68%.

Cashx.lk - AIS IT CONSULTING SERVICES (Private) LTD

Address: 228 Galle Road, Bambalapitiya, Colombo 04

Phone number: +94 117 474 111

E-mail: info@cashx.lk

Annual Percentage Rate (APR): 216.12%

Term: from 62 days - 1 year

Cost example: Loan of RS 5 000 for 3 months, monthly payment RS 24 166.67 total amount RS 72 500, annual percentage rate APR 216.12%.

Fastrupee.lk - FASTRUPEE (PRIVATE) LTD

Address: Access Towers, Tower 1 - 5th Floor, Union Place, Colombo 02

Phone number: +94 117 749 444

E-mail: info@fastrupee.lk

Annual Percentage Rate (APR): 365%

Term: from 4 - 6 months

Cost example: Loan of RS 5 000 for 3 months, monthly payment RS 3 166.67 total amount RS 9 500, annual percentage rate APR 90%.

Cash loans

Loans15 helps everyone save time and money by offering to compare various cash loan offers to find a loan with lower costs. Loan information is constantly updated, as credit institutions constantly change terms and prices.

Nowadays, with the help of the Internet, it has become easy to find various loan offers online. All you have to do is fill in the loan application and wait for the answer. In case of a positive answer, you will receive money in your bank account.

Cash loans have several advantages:

The biggest advantage is that you can get money quickly and you can borrow up to RS 70,000 in a few minutes. A cash loan will be a good choice for those who need a little extra money at the end of the month or to finance a larger purchase. Lenders who offer cash loans are often interested and ready to help people who urgently need additional funds.

Another advantage of cash loans is that a guarantor is not required, but if the cash loan is not repaid on time, the total costs may be more expensive than long-term loans. This is usually associated with additional fees, which together with the high interest rate can quickly exceed the principal amount of the loan.

Borrow responsibly

Remember - borrow only as much as you can repay!

Before signing the contract, carefully read all the conditions!

We recommend cash loans if you have small additional expenses, but if you plan to finance a vacation or buy a car, it is recommended to use bank loans.

Requirements for borrowers

Requirements from borrowers in order to receive a loan:

  • you must be at least 20 years old;
  • you must have government-issued identity card (NIC);
  • you must have an active mobile phone number;
  • you must have a bank account in one of the banks registered in Sri Lanka;
  • you must have an email

Requirements for each lender can be different, so we recommend that you find out the requirements of a particular lender on their website.

Penalty or renewal policy information

If the loan amount is not repaid within the specified time, the lender may demand a penalty fee for each day of delay. If the repayment is delayed for a longer period of time, without an agreement with the lender, the lender is unilaterally entitled to transfer the debt collection to third-party companies.

Late payments reduce your chances of getting a loan in the future. Lenders have the right to ask you to pay penalty interest for late payment. Borrowers who do not repay the loan correctly lose the opportunity to receive discounts in the next application.

Paying off your loan on time contributes to a good credit score, which increases your chances of getting better loan terms in the future.

Annual Percentage Rate (APR)

The annual percentage rate is the total cost of the loan, expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.

Maximum percentage interest rate (APR): 16%. Loan term: from 62 days to 12 months. Calculation example (representative example): Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.

Loans15.com does not issue loans and is not a lender. Loans15.com provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.