Top online loans
If you have a hard time finding information about popular and reliable lenders and their offers on the Internet - we have a solution! We offer you the TOP online loan section, which will allow you to choose the most suitable loan with a low interest rate and low total costs. (The interest rate is usually determined individually, and it depends on both the lender and your financial situation.)
Every day we help countless people find profitable and reliable loans - we can help you too! In this section you can view all lenders available on our website.
You can apply for a loan online absolutely any day of the week, even on holidays, but you will receive the loan itself during the lender's working hours.
Before signing the loan agreement, read the entire agreement carefully and pay special attention to what will happen in case of delayed payments!
It is possible to return the loan in full or in part before the repayment term, unless otherwise stipulated in the contract.
Any loan not repaid on time can damage your credit history, so borrow responsibly and evaluate your options for repaying the loan.
Requirements for borrowers
To get a loan:
- you must be at least 20 years old;
- you must have a bank account in one of the banks registered in Sri Lanka;
- you must have an active mobile phone number;
- you must have an email;
- you must have government-issued identity card (NIC)
If you cannot meet any of these requirements, your loan application will most likely be rejected.
How to apply for a loan?
- Compare the available loan offers and choose the one that suits you best!
- Fill out the loan application on the lender's website, indicating all the necessary information. Submit an application and wait for the lender's response!
- If the loan is approved, sign the agreement and get the money in your bank account
How to repay the loan?
- You can make your monthly payment via Internet Banking
- You can make a monthly payment through your customer profile on the lender's website
- Payment can be made at one of the bank's branches
Penalty or renewal policy information
If the loan amount is not repaid within the specified time, the lender may demand a penalty fee for each day of delay. If the repayment is delayed for a longer period of time, without an agreement with the lender, the lender is unilaterally entitled to transfer the debt collection to third-party companies.
Late payments reduce your chances of getting a loan in the future. Lenders have the right to ask you to pay penalty interest for late payment. Borrowers who do not repay the loan correctly lose the opportunity to receive discounts in the next application.
Paying off your loan on time contributes to a good credit score, which increases your chances of getting better loan terms in the future.
Annual Percentage Rate (APR)
The annual percentage rate is the total cost of the loan, expressed as a percentage. The calculation of the annual percentage rate does not include the costs associated with non-fulfillment of the obligations specified in the loan agreement.
Maximum percentage interest rate (APR): 16%. Loan term: from 62 days to 12 months. Calculation example (representative example): Loan of RS 50 000 for 6 months, monthly payment RS 8 948, total amount RS 53 688, annual percentage rate APR 15%.
Loans15.com does not issue loans and is not a lender. Loans15.com provides consumers with free information on the special terms of a lender's loan agreement and other relevant information. On the website, the peer-to-peer lenders have a special license to provide the consumer credit service.